Bonus Rates For Participating Products

Bonus Rate for Participatory Products

For Endowment, 3 Payment Plan (3PP), Midterm Growth Plan, Education Protection Plan (EPP) and My Child's Education Protection Plan (MCEPP)

16 July 2024 till 16 July 2025

Policy Type	Term of Policy	Bonus Rate (per 1,000)	Number of Policies
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	5,869
	16 - 20 Years	Rs 55	2,309
	21 Years and above	Rs 65	3,745
Midterm Growth Plan (MTG)	1 - 15 Years	Rs 45	180
	16 - 20 Years	Rs 50	883
	21 Years and above	Rs 55	508
Subhabishya Beema Aajeewan Aaya (SBAA)	1 - 15 Years	Rs 50	2,761
	16 - 20 Years	Rs 60	5,989
	21 Years and above	Rs 70	2,282
Education Protection Plan (EPP)	1 - 15 Years	Rs 50	10,355
	16 - 20 Years	Rs 60	13,750
	21 Years and above	Rs 70	4,753
My Child's Education Protection Plan (MCEPP)	1 - 15 Years	Rs 40	473
	16 - 20	Rs 45	2,283
	21 Years and above	Rs 50	957

Bonus Rate for Participatory Products

For Endowment, 3 Payment Plan (3PP), Midterm Growth Plan and Education Protection Plan (EPP)

17 July 2023 till 15 July 2024

Policy Type	Term of Policy	Bonus Rate (per 1,000)	Number of Policies
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	7,492
	16 - 20 Years	Rs 55	2,825
	21 Years and above	Rs 65	4,291
Midterm Growth Plan (MTG)	1 - 15 Years	Rs 45	147
	16 - 20 Years	Rs 50	769
	21 Years and above	Rs 55	493
Endowment Plan	1 - 15 Years	Rs 55	2,705
	16 - 20 Years	Rs 65	5,570
	21 Years and above	Rs 75	2,032
Education Protection Plan (EPP)	1 - 15 Years	Rs 55	12,191
	16 - 20 Years	Rs 65	15,188
	21 Years and above	Rs 75	5,086

Bonus Rate for Participatory Products

For Endowment, 3 Payment Plan (3PP) and Education Protection Plan (EPP)

16 July 2022 till 16 July 2023

Policy Type	Term of Policy	Bonus Rate (per 1,000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	3,143
	16 - 20 Years	Rs 70	5,568
	21 Years and above	Rs 80	1,826
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	14,937
	16 - 20 Years	Rs 70	16,534
	21 Years and above	Rs 80	5,284
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	10,286
	16 - 20 Years	Rs 55	3,607
	21 Years and above	Rs 65	4,689

16 July 2021 till 16 July 2022

Policy Type	Term of Policy	Bonus Rate (per 1,000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	3,535
	16 - 20 Years	Rs 70	4,761
	21 Years and above	Rs 80	1,584
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	17,798
	16 - 20 Years	Rs 70	16,992
	21 Years and above	Rs 80	4,862
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	13,289
	16 - 20 Years	Rs 55	4,476
	21 Years and above	Rs 65	5,230

16 July 2020 till 15 July 2021

Policy Type	Term of Policy	Bonus Rate (per 1,000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	4,790
	16 - 20 Years	Rs 70	3,609
	21 Years and above	Rs 80	1,203
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	23,223
	16 - 20 Years	Rs 70	16,357
	21 Years and above	Rs 80	3,982
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	19,193
	16 - 20 Years	Rs 55	4,849
	21 Years and above	Rs 65	4,779

17 July 2019 till 15 July 2020

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21Years and above
Endowment Plan	Rs. 60/-	Rs. 70/-	Rs. 80/-
Three Payment Plan (3PP)	Rs. 45/-	Rs. 55/-	Rs. 65/-
Education Protection Plan (EPP)	Rs. 60/-	Rs. 70/-	Rs. 80/-

16 July 2017 till 16 July 2019

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21Years and above
Endowment Plan	Rs. 65/-	Rs. 70/-	Rs. 80/-
Three Payment Plan (3PP)	Rs 50/-	Rs. 60/-	Rs. 70/-
Education Protection Plan (EPP)	Rs. 65/-	Rs. 75/-	Rs. 85/-

16 July 2016 till 15 July 2017

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21Years and above
Endowment Plan	Rs. 45/-	Rs. 55/-	Rs. 65/-
Three Payment Plan (3PP)	Rs. 40/-	Rs. 50/-	Rs. 60/-
Education Protection Plan (EPP)	Rs. 45/-	Rs. 55/-	Rs. 70/-

16 July 2013 till 15 July 2016

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21Years and above
Endowment Plan	Rs. 40/-	Rs. 50/-	Rs. 60/-
Three Payment Plan (3PP)	Rs. 35/-	Rs. 45/-	Rs. 55/-
Education Protection Plan (EPP)	Rs. 40/-	Rs. 50/-	Rs. 60/-

S.N.	Date (Duration)	Plan of Insurance	Bonus Rate	Term of policy
5	16 July 2012 till 15 July 2013	All Participatory 3PP, Endowment and EPP	35/1,000	1- 15 Years
			45/1,000	16-20 Years
			55/1,000	21 Years and above
4	17 July 2011 till 15 July 2012	All Participatory 3PP, Endowment and EPP	35/1,000	All
3	16 July 2008 till 16 July 2011	All Participatory 3PP, Endowment and EPP	30/1,000	All
2	16 July 2005 till 15 July 2008	All Participatory 3PP, Endowment and EPP	25/1,000	All
1	Inception till 15 July 2005	All Participatory 3PP, Endowment and EPP	50/1,000	All

Bonus Rate for Participatory Products