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LifeShield

Choose from your ideal combination of benefits for you and your family when accident happens
LifeShield features a range of protection packages so that you can select the ideal combination for your needs.

There are various options in our Accident & Health Insurance Plan “Life Shield”, you can choose to get the ideal combination of benefits for you and your family which are as follows:

Life Shield (Lump Sum Package) Collapsed Expanded

With lump sum benefits in case of Natural Death, Accidental Death, Dismemberment & Permanent Total Disability lump sum payment, Accidental Medical Reimbursement, In Hospital–Accident, Accidental Weekly Indemnity

Life Shield (Life Time Income Package) Collapsed Expanded

With benefits Natural Death and per month benefit in case of Accidental Death, Dismemberment & Permanent Total Disability 

Life Shield (Combined Package) Collapsed Expanded

With benefits in case of Natural Death ,Accidental Death, Dismemberment  & Permanent Total Disability  lump sum payment  and monthly payment , Accidental Medical Reimbursement, In Hospital –Accident , Accidental Weekly Indemnity

Life Shield (Accident & Sickness In – Hospital Income Package Collapsed Expanded

With benefits in case of Natural Death, Accidental Death, Dismemberment & Permanent Total Disability lump sum payment, Accidental Medical Reimbursement Accident & Sickness In Hospital Income, Accident & Sickness In Hospital surgical expenses

The Policy can be issued to ages 18-59. Our coverage is 24 hours, 365 days, and worldwide.

Benefits and reimbursements

Natural Death (ND):
This benefit ensures that your family gets the basic income protection in the event of death.

Accidental Death, Dismemberment and Permanent Total Disability (AD, D & PTD) – LUMP SUM
Accidents are the leading causes of death and disability. Serious disabilities also cost the family more in terms of strain on finances. This Benefit provides a lump sum payment of cash to protect your family against this serious and potentially devastating risk.

Accidental Medical Reimbursement (AMR):
Accidents happen and happen frequently. Fortunately, most are minor and can be treated at a clinic. This Benefit provides protection even against the most minor of injuries. We will pay for your medical bills, should you require them treated at any medical center.

Accident & Sickness In-Hospital Income up to 52 Weeks (IH – A & S):
The last thing you need to worry about if you have to have a stay in the hospital is who will look after the children, the pets, or even the house. This Benefit provides you the added finances to cover whatever you feel is important during your stay so you can concentrate on getting well. You can use it for childcare, travel expenses, a private room or even help at home if you need it.

Accident Weekly Income (AWI):
Other injuries may prevent you from going to work. We recognize this and will replace part of this loss income with a cash compensation for your temporary disability.

Accidental Death, Dismemberment and Permanent Total Disability (AD, D & PTD) - LIFE TIME INCOME
Death and serious disabilities also cost the family more in terms of strain on finances. This benefit replaces this loss of income by providing monthly Income for life time, with a minimum guarantee of 20 years.

Accident & Sickness In-Hospital Surgical Expenses (A & S In-Hospital Surgical Expenses):
Some Injuries & Sickness at Hospital requires surgical procedure. This benefit provides cash compensation for surgical expenses as per surgical schedule.