Bonus Rates

Bonus Rate for Participatory Products Crediting Rate for Future Care - DPS

Bonus Rate for Participatory Products

16 July 2022 till 16 July 2023

Policy Type	Term of Policy	Bonus Rate (per 1000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	3,143
	16 - 20 Years	Rs 70	5,568
	21 Years and above	Rs 80	1,826
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	14,937
	16 - 20 Years	Rs 70	16,534
	21 Years and above	Rs 80	5,284
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	10,286
	16 - 20 Years	Rs 55	3,607
	21 Years and above	Rs 65	4,689

16 July 2021 till 16 July 2022

Policy Type	Term of Policy	Bonus Rate (per 1000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	3,535
	16 - 20 Years	Rs 70	4,761
	21 Years and above	Rs 80	1,584
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	17,798
	16 - 20 Years	Rs 70	16,992
	21 Years and above	Rs 80	4,862
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	13,289
	16 - 20 Years	Rs 55	4,476
	21 Years and above	Rs 65	5,230

16 July 2020 till 15 July 2021

Policy Type	Term of Policy	Bonus Rate (per 1000)	Number of Policies
Endowment Plan	1 - 15 Years	Rs 60	4,790
	16 - 20 Years	Rs 70	3,609
	21 Years and above	Rs 80	1,203
Education Protection Plan (EPP)	1 - 15 Years	Rs 60	23,223
	16 - 20 Years	Rs 70	16,357
	21 Years and above	Rs 80	3,982
Three Payment Plan (3PP)	1 - 15 Years	Rs 45	19,193
	16 - 20 Years	Rs 55	4,849
	21 Years and above	Rs 65	4,779

17 July 2019 till 15 July 2020

Policy Type	Term of Policy 1 to 15 Years 16 to 20 years 21Years and above
Endowment Plan	Rs. 60/-	Rs. 70/-	Rs. 80/-
Three Payment Plan (3PP)	Rs. 45/-	Rs. 55/-	Rs. 65/-
Education Protection Plan (EPP)	Rs. 60/-	Rs. 70/-	Rs. 80/-

16 July 2017 till 16 July 2019

Policy Type	Term of Policy 1 to 15 Years 16 to 20 years 21Years and above
Endowment Plan	Rs. 65/-	Rs. 70/-	Rs. 80/-
Three Payment Plan (3PP)	Rs 50/-	Rs. 60/-	Rs. 70/-
Education Protection Plan (EPP)	Rs. 65/-	Rs. 75/-	Rs. 85/-

16 July 2016 till 15 July 2017

Policy Type	Term of Policy 1 to 15 Years 16 to 20 years 21Years and above
Endowment Plan	Rs. 45/-	Rs. 55/-	Rs. 65/-
Three Payment Plan (3PP)	Rs 40/-	Rs. 50/-	Rs. 60/-
Education Protection Plan (EPP)	Rs. 45/-	Rs. 55/-	Rs. 70/-

16 July 2013 till 15 July 2016

Policy Type	Term of Policy 1 to 15 Years 16 to 20 years 21Years and above
Endowment Plan	Rs.40/-	Rs. 50/-	Rs. 60/-
Three Payment Plan (3PP)	Rs. 35/-	Rs. 45/-	Rs. 55/-
Education Protection Plan (EPP)	Rs. 40/-	Rs. 50/-	Rs. 60/-

S.N.	Date (Duration)	Plan of Insurance	Bonus Rate	Term of policy
5	16 July 2012 till 15 July 2013	All Participatory 3PP, Endowment and EPP	35/1000	1- 15 Years
			45/1000	16- 20 Years
			55/1000	21 Years and above
4	17 July 2011 till 15 July 2012	All Participatory 3PP, Endowment and EPP	35/1000	All
3	16 July 2008 till 16 July 2011	All Participatory 3PP, Endowment and EPP	30/1000	All
2	16 July 2005 till 15 July 2008	All Participatory 3PP, Endowment and EPP	25/1000	All
1	Inception till 15 July 2005	All Participatory 3PP, Endowment and EPP	50/1000	All

Crediting Rate for Future Care - DPS

S.N.	Time Period (Duration)	Investment Earning Crediting Rate (CIR)
39	October - December'24	7.97% per annum
38	July - September'24	8.07% per annum
37	April - June'24	8.18% per annum
36	January - March'24	8.24% per annum
35	October - December'23	8.40% per annum
34	July - September'23	8.41% per annum
33	April - June'23	8.43% per annum
32	January - March'23	8.36% per annum
31	October - December'22	8.11% per annum
30	July - September'22	7.46% per annum
29	April - June'22	7.01% per annum
28	January - March'22	6.36% per annum
27	October - December'21	5.66% per annum
26	July - September'21	5.40% per annum
25	April - June'21	5.54% per annum
24	January - March'21	6.08% per annum
23	October - December'20	6.58% per annum
22	July - September'20	7.59% per annum
21	April - June'20	7.90% per annum
20	January - March'20	7.88% per annum
19	October - December'19	7.88% per annum
18	July - September'19	8.13% per annum
17	April - June'19	8.47% per annum
16	January - March'19	8.91% per annum
15	October - December'18	8.61% per annum
14	July - September'18	8.41% per annum
13	April - June'18	8.46% per annum
12	January - March'18	8.14% per annum
11	July - December'17	7.30% per annum
10	April - June'17	6.30% per annum
9	January - March'17	5.00% per annum
8	October - December'16	4.00% per annum
7	July - September'16	3.75% per annum
6	April - June'16	4.00% per annum
5	January '15 - March'16	5.00% per annum
4	January - December'14	6.00% per annum
3	April - December'13	7.00% per annum
2	January - March'13	7.50% per annum
1	June - December'12	8.00% per annum

Retired/Discontinued Products

Policy Name	Discontinued Date
Credit Life	01/01/2018
31 Disease Critical Care	01/09/2018
EduCare	01/01/2018
Continuity of Income	01/01/2018
Three Payment Plan	01/02/2023
Education Protection Plan	18/10/2023

सूचना

Bonus Rates

Bonus Rate for Participatory Products

Crediting Rate for Future Care - DPS

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