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Bonus Rate for Participatory Products Crediting Rate for Future Care - DPS

Bonus Rate for Participatory Products

S.N.	Date (Duration)	Plan of Insurance	Bonus Rate	Term of policy
1	Inception till 15 July 2005	All Participatory 3PP, Endowment and EPP	50/1000	All
2	16 July 2005 till 15 July 2008	All Participatory 3PP, Endowment and EPP	25/1000	All
3	16 July 2008 till 16 July 2011	All Participatory 3PP, Endowment and EPP	30/1000	All
4	17 July 2011 till 15 July 2012	All Participatory 3PP, Endowment and EPP	35/1000	All
5	16 July 2012 till 15 July 2013	All Participatory 3PP, Endowment and EPP	35/1000	1- 15 Years
			45/1000	16- 20 Years
			55/1000	21 Years and above

16 July 2013 till 15 July 2016

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21 Years and above
Endowment Plan	Rs. 40/-	Rs. 50/-	Rs. 60/-
Three Payment Plan (3PP)	Rs 35/-	Rs. 45/-	Rs. 55/-
Education Protection Plan (EPP)	Rs. 40/-	Rs. 50/-	Rs. 60/-

16 July 2016 till 15 July 2017

Policy Type	Term of Policy
Policy Type	1 to 15 Years	16 to 20 years	21 Years and above
Endowment Plan	Rs. 45/-	Rs. 55/-	Rs. 65/-
Three Payment Plan (3PP)	Rs 40/-	Rs. 50/-	Rs. 60/-
Education Protection Plan (EPP)	Rs. 45/-	Rs. 55/-	Rs. 70/-

Crediting Rate for Future Care - DPS

S.N.	Time Period (Duration)	Investment Earning Crediting Rate (CIR)
1	June - December'12	8.00% per annum
2	January - March'13	7.50% per annum
3	April - December'13	7.00% per annum
4	January - December'14	6.00% per annum
5	January '15 - March'16	5.00% per annum
6	April - June'16	4.00% per annum
7	July - September'16	3.75% per annum
8	October - December'16	4.00% per annum
9	January - March'17	5.00% per annum
10	April - June'17	6.30% per annum
11	July - December'17	7.30% per annum
12	January - March'18	8.14% per annum
13	April - June'18	8.46% per annum
14	July - September'18	8.41% per annum
15	October - December'18	8.61% per annum
16	January - March'19	8.91% per annum